Understanding Your Insurance Deductible

Whether you have Medicare Part B or private insurance, your deductible is the amount you pay out-of-pocket for covered healthcare services before your insurance starts to pay. As the year comes to a close, you might be closer to meeting your deductible than you think.

Why This Matters:

- For Medicare patients: Once you've met your Part B deductible, you typically only pay 20% of the Medicare-approved amount for most doctor services
- For those with private insurance: After meeting your deductible, your out-of-pocket costs for covered services often decrease significantly
- In both cases, this could mean substantial savings on important health screenings, like a home sleep test

Take Action: Check Your Deductible Status

1. For Medicare Patients: Call 1-800-MEDICARE or log into your MyMedicare.gov account
2. For Private Insurance: Call the number on your insurance card or log into your online account
3. Ask Key Questions:
   - Have I met my deductible for 2024?
   - If not, how close am I to meeting it?
   - What will my out-of-pocket costs be for a home sleep test if I've met my deductible?
4. Understand Your Coverage: Confirm that home sleep tests are covered under your plan

Seize the Opportunity

If you've met your deductible, now is the perfect time to prioritize your health with a home sleep test from SleepTest.com. Here's why:

- Lower Costs: Your out-of-pocket expenses could be significantly reduced
- Convenience: Test in the comfort of your own bed and environment
- Quick Results: Get answers about your sleep health faster than traditional methods, no long waits for appointment times

Don't Wait Until It's Too Late

Remember, most insurance plans, including Medicare, reset on January 1st. By acting now, you could:

- Take advantage of your current year's met deductible
- Avoid paying full price or a higher deductible for a sleep test in the new year
- Address potential sleep issues before they impact your health further

Your Health is the Priority

While saving money is a great incentive, taking control of your health is the real benefit. Undiagnosed sleep disorders like sleep apnea can lead to serious health complications if left untreated.

By getting tested now, you're investing in:
- Better sleep quality
- Improved daytime energy and focus
- Reduced risk of sleep apnea-related health issues

Take the Next Step

1. Check your insurance deductible status today
2. Visit SleepTest.com to learn more about our home sleep test
3. Order your test before the year-end to potentially maximize your savings

Don't let this opportunity slip away. Prioritize your health and potentially save money by taking advantage of your met deductible. Order your home sleep test from SleepTest.com today and wake up to a healthier tomorrow.

Remember, your health is your most valuable asset. Invest in it wisely by understanding your insurance benefits and acting before the year ends. Sweet dreams and better health await!